Integrity Marketing Group, LLC (“Integrity”), the nation’s largest independent distributor of life and health insurance products, today announced it has acquired Access Capital Group, LLC (“Access Capital”), the market’s leading financing company for insurance agents and agencies. In this most recent iteration of Integrity’s commitment to reshape the insurance industry through continuous innovation, this partnership will serve the financial needs of America’s agents and agencies, a vastly underserved market. As part of the transaction, Principals and Co-Founders Bryan Neary and Dave Emerton will also serve as Managing Partners with Integrity. Financial terms of the transaction were not disclosed.

Access Capital provides financial solutions for insurance agents by leveraging future policy renewals to obtain capital today, while maintaining their client relationships for future product sales. Drawing from decades of insurance and actuarial experience, Access Capital uses proprietary data and actuarial models to project the value of an agent’s future commissions across a limitless range of life and health products. Access Capital provides near real-time valuation services and an immediate capital payout to agents based on readily available information about their book of business. The ability for agents to convert their commissions into capital allows them to add staff, invest in leads or meet any number of life’s unexpected obligations.

Over its 13-year history, Access Capital has provided more than $125 million of capital to thousands of agents nationwide. Access Capital’s transactions span more than 500,000 policyholders and over 200 different insurance carriers that offer a broad range of products, including Medicare, ACA, long-term care, life and an endless portfolio of ancillary life and health insurance products.

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