The distinction between open and closed blocks matters enormously for actuarial assessment. Closed block carriers face a steadily aging and self-selected pool with no new entrants to dilute claims experience.

The Medicare supplement market continues to experience higher claims and carriers are attempting to mitigate the higher loss ratios by pursuing larger rate increases. For many carriers, early 2026 average rate increases continued to trend up from 2024 and 2025.

Researchers at KFF analyzed data from Wakely Consulting Group, which tracks the exchanges, and found that 86% of people enrolled in an individual market plan as of January 2026 paid their first month's premium.

BI Services is rooted in a multigenerational legacy connecting insurance with a strong focus on service. The agency brings greater security to American families by offering health and life insurance products and solutions.

CNO Financial Group (parent company of Bankers Life & Casualty, Washington National, and Colonial Penn) reported 1st quarter 2026 Medicare Supplement sales of $18.3 million, 53% higher than sales in 1st quarter 2025. 

When most people in the Medicare Supplement industry talk about market strategy, the conversation gravitates toward new business — open block pricing, competitive positioning, and sales velocity. That's understandable. But there's a $11.3 billion segment of this market that too often gets managed reactively rather than strategically: the closed block.

Total U.S. annuity sales were $104.6 billion in the first quarter of 2026, 2% below first quarter 2025 results, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey, representing 87% of the total U.S. annuity market.

With almost 14 million more individuals slated to be added to the Medicare program over the next decade, Medicare supplement insurance will continue to be a popular choice amongst beneficiaries for its consistent benefits and lack of provider networks.

CSG will now create a new monthly report to provide you a snapshot of the current month’s filed rate changes for those carriers/subsidaries that are no longer selling new business in the indicated state.

For 1st quarter 2026, CVS Health reported Medicare Supplement member in-force counts of 1,192,000, a decrease of 10,000 in the past quarter and 61,000 over the past 12 months.  The 61,000 decrease in membership in the past 12 months is a 4.9% decrease relative to the membership on 3/31/2025. 

Total U.S. individual life insurance new annualized premium plus excess jumped 10% year over year to $4.5 billion in the first quarter of 2026, according to LIMRA’s preliminary U.S. Life Insurance Sales Survey. The total number of policies sold also improved 9% in the first quarter.

Humana reported 1st quarter 2026 Medicare Supplement lives of 536,800, up 7.7% from the result at 4th quarter 2025 and 27.7% compared to 1st quarter 2025. 

New Mexico, Maryland, and West Virginia recently approved legislation impacting Medicare Supplement insurance.

Executive Trade Associates specializes in distributing Medicare products to American families, with a strong, nationwide track record of success. Its management team shares a unified, approachable leadership style that stems from decades of friendship, loyalty and commitment to exceptional service.

CSG Actuarial has compiled information from the NAIC and other sources and is reporting that total earned premiums in the Medicare Supplement market in 2025 totaled $41.9 billion, an 8.5% increase over 2024. 

Driven by a softening in Medicare Advantage competition and higher average premiums per policy, the estimated 2025 Medicare Supplement sales of $4.7 billion ANBP is an all-time record for the Medicare Supplement market. 

The 2025 Medicare Supplement overall market loss ratio increased slightly to 85.3%, as carriers continued to attempt to catch premium rate levels up to the higher post-Covid claim utilization rates. 

Despite individual life insurance new annualized premium surging 10% in 2025, the fourth record-setting year in the past five, just over half of Americans (52%) say they own life insurance.

More than 80 of his customers who were enrolled in the same Medicare supplemental plan from the insurer Chubb got hit last August with a 45% increase.

A well-established Midwestern agency with strong core values, TC Financial provides life and health insurance, as well as annuities. Curry fosters a people-first culture that focuses on relationship building, structured mentorship and sharing in each other’s success.