The Disruption Group helps clients across the country find peace of mind and be prepared for what life may bring by offering life insurance solutions that holistically meet individual and unique needs. The agency’s comprehensive sales training and personalized coaching program emphasize positive reinforcement, mental strength and relationship building to shape dynamic leaders.

As state legislative sessions open, here are some key trends Telos Actuarial is seeing in the Dental and Medicare Supplement insurance markets.

CSG compiles the most current rate filing data each month. Review the states and details included for each carrier in the coming months. It's all pulled together in one easy-to-read chart. 

Medicare Supplement market leader United Healthcare (UHC) released 4th quarter 2025 financials on January 27th, reporting a 15,000 decrease in Medicare Supplement lives in 4th quarter.  The UHC enrollment table below features Standardized and Modernized policy in-force counts of 4,285,000 as of 12/31/2025, which is a 50,000 decrease in the past 12 months and the lowest UHC Medicare Supplement in-force counts since 2016. 

“Ryan Kocher has distinguished himself with his ability to build and lead high-performing, innovative teams that make a meaningful impact on the market,” shared Bryan W. Adams, Co-Founder and CEO of Integrity. “His experience on the carrier side of the business has led to a deep understanding of market forces that impact product development and distribution.

TDG Financial was founded in 2000 with a mission to improve the financial health and security of American families. Guided by its strong core values, the agency offers life insurance, estate planning, annuities and retirement services. Founder Stephen Davies attributes TDG Financial’s collective success to its passionate, driven team of agents who strive to holistically serve families across the nation.

AmeriLife Group, and its affiliate and leading insurance marketing organization Senior Market Advisors, today announced that it has entered into a strategic partnership with Brian Krantz, founder and president of Plan Medicare, a nationally recognized licensed health insurance producer, to expand advisor-focused Medicare planning and education nationwide.

On the annuity side, LIMRA is projecting sales to exceed $450 billion for 2025, which is double the sales of just four years ago. It is expected to be the fourth consecutive year of record annuity sales. “So, both the life and the annuity have a lot of momentum,” Hodgens said.

Insurance companies that operate in the brokerage ancillary market typically offer per policy bonuses to encourage agents to sell their products.  These bonus structures often apply to the carrier’s suite of ancillary product offerings.

Garrett Sherrill brings an impressive and proven track record of excellence across multiple industries. He draws upon skills and strategies honed from years in competitive environments to build and mentor his elite and rapidly-growing team of agents. ST6 Insurance Group specializes in final expense insurance, offering specialized life insurance products to clients across the nation.

U.S. life insurance application activity finished 2025 with record-breaking growth of 6.8% compared with 2024, representing the highest annual growth rate on record, the MIB Index reported.

The data represents a 6.7% increase over 2023 and 9.8% over 2022, while also achieving the highest total volume of annual application activity seen in the last 10 years.

The Centers for Medicare & Medicaid Services (CMS) reports that 22.8 million consumers have signed up for 2026 individual market health insurance coverage through the Marketplaces since the start of the 2026 Marketplace Open Enrollment Period (OEP) on November 1, 2025.

Here is a listing of several incentive programs that are currently being offered.  The majority of these are scheduled to be available from January 1st through March 31st.

Based on data provided to CSG Actuarial as of January 2026, the average rate increase in 2025 was 10.6%, almost 3 points higher than 2024 and more than double the average between 2014 and 2023. 

Dealmaking in the sector is poised to increase next year after a lull in 2025, as companies use technology, like artificial intelligence, to attract buyers, according to the report. An uncertain regulatory and reimbursement environment will remain the biggest headwind for healthcare M&A in 2026, PwC wrote in the outlook.

Dealmaking in the sector is poised to increase next year after a lull in 2025, as companies use technology, like artificial intelligence, to attract buyers, according to the report. An uncertain regulatory and reimbursement environment will remain the biggest headwind for healthcare M&A in 2026, PwC wrote in the outlook.

Highmark and Blue Cross and Blue Shield Kansas City have announced plans to affiliate. The insurers revealed on Thursday that they will enter into an affiliation where Blue Cross KC will maintain its local brand and operations, but will be able to tap into Highmark’s resources to accelerate innovation for its members.

Pinnacle Financial Services, an affiliate of AmeriLife Group, LLC, announced a strategic partnership with American Alliance Marketing Group, a Medicare brokerage group offering a comprehensive range of senior health insurance products.

Management of a Medicare Supplement block of business requires several financial reporting exhibits and filings to be completed at year-end.  For actuaries and financial professionals, completing the following items will keep you in compliance with state requirements.

Bringing together a nationwide network of partners and thousands of employees and community members, Integrity exceeded its goal of 30,000 toys to collect more than 40,000 toys, books, games and stuffed animals to assist pediatric organizations in need of donations.