In the Accident insurance market, underwriting is limited, however many of these occupations can command a higher rate.

Type 1 OccupationsType 2 Occupations
AdvertisingAerospace manufacturing
ArchitectsAgricultural productions and services
CartographersAir transportation occupations (except office workers)
Computer employeesAmusement and recreation services
Construction and building inspectorsAnimal care and service workers
Data entry and information processing workersArtists
Dental HygienistsAutomotive body and related repairers
Diagnostic medical sonographers Automotive service technicians and mechanics
DispatchersBarbers
Engineering and natural science managers (not in field)Brick masons, block masons and stonemasons
EngineersBuilding cleaning and ground maintenance
ExecutivesCable and other pay television services
Financial AnalystsCarpenters
Financial ClerksCarpet, floor, and tile installers and finishers
Funeral Directors Casino employees
Healthcare Support OccupationsCement masons, concrete finishers, segmental pavers and terrazzo workers
Information and Record ClerksChildcare workers
Insurance Agents and Financial AdvisorsClinical laboratory technologists and technicians
Jewelers and precious stone and metal workersCoin, vending and amusement machine servicers and repairers
LibrariansCommunity and social services
Life ScientistsConstruction equipment operators
Lodging Managers (office duties only)Construction laborers
Medical and Dental assistantsConstruction managers (on site)
Nuclear Medicine TechnologistsCorrectional treatment specialists
Office EmployeesCounselors
Pharmacy TechniciansDesigners
Physical ScientistsDrug manufacturing
Production, planning and expediting clerksDrywall installers, ceiling tile installers and tapers
Public Relation SpecialistsElectrical and electronics installers and repairers
Property, real estate and community association managersElectricians
Purchasing managers, buyers, and purchasing agentsElevator installer and repairers
Retail employees (in store)EMT and Paramedics
Science TechniciansEngineering managers (in field)
SurveyorsFood preparation occupations
TeachersFood service managers (in production) Glaziers
Grocery store employees
Hazardous materials removal workers
Heating, air-conditioned, and refrigeration mechanics and installers
Heavy vehicle and mobile equipment service technicians and mechanics
Home appliance repairers
Hotel, motel, and resort desk clerks
Industrial machinery installation, repair and maintenance workers
Industrial production managers (on floor)
Insulation installers
Line installers and repairers
Machine setters, operators, and tenders (metal and plastic)
Machinists
Material recording, scheduling, dispatching, and distributing occupations
Media and communications
Motor vehicle and equipment manufacturing
Natural sciences manager (in field)
Nurses
Painters and paperhangers
Pipe layers, plumbers, pipe fitters, and steamfitters
Plant and systems operators
Plasterers and stucco masons

*These occupations are a general guideline, and are not applicable to all carriers.


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