How are Final Expense carriers underwriting?

CRITERIACONDITIONS    
Heart ConditionStrokeLiver DiseaseBrain DiseaseInternal Cancer
Don't Ask50%10%10%40%10%
1-2 Years0%20%10%0%10%
3-5 Years10%20%20%10%30%
6-10 Years40%40%40%40%40%
Lifetime0%10%20%10%10%

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