CSG Actuarial has reviewed the 2014 NAIC data on the Hospital Indemnity market and determined the top 5 carriers in 2014 earned premiums, which represent 76% of the market overall.  They are:

1. AFLAC
2. State Faf
3. Unum
4. Triple S
5. Kemper

Of the top 10 carriers based on policies held, only three saw their number of policies increase from 2013 to 2014:

State Farm                          2%
Guarantee Trust               17%
HealthMarkets                  27%

Overall claim loss ratio in the Hospital Indemnity market decreased again in 2014 to 48.3%.

*Data based on the “Other Health – Total” product description from NAIC A&H Experience exhibit.

For more information, view the latest rates and underwriting data within our Hospital Indemnity Quoting Tool.

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CSG Actuarial monitors senior markets to provide the most up-to-date competitive intelligence in the industry. CSG’s Market Advisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.

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