The Centers for Medicare & Medicaid Services recently published their “Crosswalk” file during the release of the 2014 Medicare Advantage plan details.

The CMS “Crosswalk” file lists all of the Medicare Advantage and Prescription Drug Plan status changes from 2013 to 2014. It classifies each 2013 Plan as being renewed, terminated or consolidated.

CompanyEffective DateAverage IncreaseComments
Aetna Health and Life Insurance Company11/23/132.00%South Carolina
Aetna Life Insurance Company1/1/147.70%3.7% - 9%; Varies by state
Arkansas Blue Cross Blue Shield1/1/144.00%Arkansas
BlueCross BlueShield of Alabama1/1/142.20%Alabama
CDPHP Universal Benefits Inc11/1/134.40%New York
Central States Indemnity Company of Omaha1/1/143.30%Pennsylvania
Colonial Penn Life Insurance Company11/12/13 - 1/1/14-3.70%(19%) - 12%; Varies by state
Columbian Mutual Life Insurance Company12/1/139.00%North Carolina
Family Life Insurance Company1/1/1410.00%Louisiana
FirstCommunity Health Plan Inc.1/1/142.10%Alabama
Forethought Life Insurance Company11/1/133.00%(5%) - 9.5%; Varies by state
Gerber Life Insurance Company12/1/138.30%5% - 9%; Varies by state
Harvard Pilgrim Health Care Inc.1/1/146.50%4.7% - 8.2%; Varies by state
Humana Insurance Company2/1/14 - 3/1/144.90%0.0% - 7.4%; Varies by state
Liberty National Life Insurance Company1/1/146.10%0.0% - 7.5%; Varies by state
Manhattan Life Insurance Company10/17/133.40%Texas
Philadelphia American Life Insurance Company1/1/146.00%Illinois
Premera BlueCross BlueShield of Alaska1/1/144.40%Alaska
Premera BlueCross BlueShield of Washington1/1/142.90%Washington
Sentinel Security Life Insurance Company10/1/135.10%0.0% - 9.5%; Varies by state
Standard Life and Accident Insurance Company8/1/135.50%California
Sterling Investors Life Insurance Company12/1/13 - 1/1/1411.20%9% - 24.5%; Varies by state
Sterling Life Insurance Company10/1/139.90%North Dakota
Thrivent Financial for Lutherans1/1/145.40%4% - 9%; Varies by state
United Commercial Travelers of America11/1/1312.10%7% - 15%; Varies by state
United of Omaha Life Insurance12/1/136.50%Virginia
USAA Life Insurance Company11/1/13-0.50%Kentucky

When paired with recent enrollee reports, you can see where there are concentrations of enrollees that are looking for new coverage in 2014.

There are nearly 300,000 Medicare Advantage enrollees that will have their 2013 plan discontinued in 2014. These people will need to find other coverage options. Over 40,000 of these enrollees are from New Jersey. Five other states have more than 20,000 enrollees impacted by these plan terminations (CA, GA, PA, FL & NY).

Every year plan changes like these generate selling opportunities for both Medicare Supplement and Medicare Advantage agents.

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